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Decluttering? Here’s how to get rid of your filing cabinet

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If you're currently working from home and practicing social distancing, you might notice your home is a bit more cluttered than usual. You might even wonder why you still have your filing cabinet. It takes up space in your home office, if you have one, and your bedroom or closet if you don't.

Here at vipHomeLink, we want to simplify homeownership, and one way to do that is to help you get rid of your filing cabinet and achieve home document organization. Our home management app provides your house with a place to call home, inclusive of all its documents. You can either use the Journal section of the app to upload all your documents in one place or add your document to its specific category. 

Go digital with a home management app.

For example, if you want to upload your home inspection report, you can upload it directly to the "Home Structure" section.

By placing all your home documents in place, you'll never have to worry about losing them, misfiling them, or wasting any time searching for them.

Here is a quick snippet of the few documents you should have in your home filing cabinet that you can easily upload to vipHomeLink:

Downsize from a filing cabinet to a fireproof box.
  • Documents proving home ownership, such as the property deed.
  • The seller's disclosure – a sworn, notarized document that discloses any liens, leases, or other contracts on the property.
  • Your loan documents – including but not limited to the note, the mortgage, the loan application, the loan estimate, and the closing disclosure.
  • Title insurance policy, which guarantees you will the sole owner of the home.
  • The bill of sale with all the items being transferred during the house selling transaction.
  • A certificate of occupancy, which proves the house is habitable.
  • Homeowners insurance declaration page - that's self-explanatory.
  • Home inspection report – a survey of the functional areas of your home, including the roof, appliances, and foundation, along with their age and status.
  • Appraisals of the dwelling.
  • Buyer's agent agreement – the contract between you and your real estate agent if you used one (always good to have on hand if you have any questions after you close).
  • Any receipts/contracts for any work done on your home, from installing a hot water heater to laying new carpets.
  • Paint colors - for when you need to touch up or repaint around your house.
Upload your documents into the app.

While you should keep your official documents from your home purchase in a safe place, having them digitally allows you to find information at a moment's notice for contractors or if you're looking to refinance.

Plus, having your last work order on your home easily accessible helps in case of any issues with the appliances and need to call the repair service. It'll also eliminate the excess paperwork that comes from maintaining and improving your home with the contracts all in one place.

So you can get rid of the filing cabinet and keep your most imperative home documents all in a small fireproof box.

Looking for more tips to maintain and improve your home? Check out our vipTIPs, exclusive to our members. Not a member? Get three months on us now! 

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